A guide to benefits and financial support in the UK 2025

disability benefits

If you are struggling with the cost of living, you may be able to claim benefits that will help you financially. This simple guide lists some of the benefits you can claim in the UK and how much the rates are.

All the following amounts are applicable for the 2024/25 tax year.

Local authority funding thresholds

The amount of capital that determines if you need to pay towards home care fees – these thresholds are different in some countries for care home fees.

EnglandHigher limit: £23,250 Lower limit: £14,250
ScotlandHigher limit: £37,750 Lower limit: £20,250
In Scotland nursing and personal care is free for anybody assessed as needing it. The limits apply to any care that falls outside of this.
Wales£24,000
In Wales you’ll pay a maximum of £100 per week if you have capital above this limit – local authorities cover any additional costs.
Northern IrelandHigher limit: £23,250 Lower limit: £14,250

State pension

For men born before 6 April 1951 and women born before 6 April 1953.

£169.50 per week

New state pension

For men born on or after 6 April 1951 and women born on or after 6 April 1953.

£221.20 per week

Pension Credit

Applicable if your income is less than £218.15 per week if you’re single or £332.95 jointly if you’re in a couple.

£81.50 per week if you have a disability

£45.60 if you care for an adult

£66.29 if you’re responsible for children

Check the Pension Credit calculator to find out what you could be entitled to.

Winter Fuel Payment

For people born on or before 25 September 1957.

Between £250 – £600

Warm Home Discount

Discount on your energy bill.

Up to £150

Personal Independence Payment (PIP) & Disability Living Allowance (DLA)

If you are below state pension age.

Daily Living component

Lower rate – £72.65 per week 

Higher rate – £108.55 per week

Mobility component

Lower rate – £28.70 per week

Higher rate – £75.75 per week

Attendance Allowance

If you are above state pension age.

Lower rate: £72.65 per week    

Higher rate: £108.55 per week

Constant Attendance Allowance

If you claim Industrial Injuries Disablement Benefit or a War Disablement Pension.

Exceptional rate – £177.40 per week

Full day rate – £88.70 per week

Intermediate rate – £133.05 per week

Part day rate – £44.35 per week

Carer’s Allowance

If you spend at least 35 hours per week caring for someone.

£83.30 per week

Adult Disability Payment

Replacing PIP in Scotland.

Daily Living component

Lower rate – £72.65 per week  

Higher rate – £108.55 per week

Mobility component

Lower rate – £28.70 per week    

Higher rate – £75.75 per week

Disability Premiums

An additional benefit if you have a disability.

£42.50 per week for single people 

£60.60 for couples

Employment and Support Allowance

Applicable if you are living with a disability or illness that affects your ability to work.

Work-related group rate: Up to £126.45 per week

ESA Support Group rate: Up to £138.20 per week

Universal Credit

If you’re not working or are on a low income.

Single claimants under 25£311.68 per month
Single claimants aged 25 or over£393.45 per month
Joint claimants both under 25 (but below state pension age)£489.23 per month
Joint claimants with either aged 25 or over (but below state pension age)£617.60 per month

Council tax reduction

A discount on your council tax payments if you’re on a low income.

The amount of discount will differ depending on your circumstances. Click here to apply.

Bereavement Support Payment (BSP)

Higher rate

Applicable if you are eligible for Child Benefit – whether or not you claim it – or if you were pregnant when your partner died.

An initial payment of £3500  

Up to 18 monthly payments of £350

Lower rate

An initial payment of £2500               

Up to 18 monthly payments of £100

FAQs

How much is the state pension?

The state pension amount depends on your date of birth. If you’re a man born on or after 6 April 1951 or a woman born on or after 6 April 1953, you’ll be eligible for the new state pension which is £221.20 per week. The basic state pension is £169.50 per week and this applies to men born before 6 April 1951 and women born before 6 April 1953.

What disability benefits are available?

There are a range of benefits and financial support available if you’re living with a disability and are unable, or find it difficult, to work. These include PIP, Disability Living Allowance, Attendance Allowance, Disability Premiums and Employment and Support Allowance.